Screening Three Large Caps Companies for Long Term Investments

We all want to succeed in investments, but there are very few us who are willing to prepare for this success. Preparing and positioning yourself to take advantage of opportunities is something that is not learnt easily. It takes time and effort. What kind of effort are you making? I am continuing to expand watch list and buy list. I would like to be prepared for what I want to buy at next opportunity or when they fall in my fair value range. Following are three large caps that I screened.


Container Corporation of India Ltd (CONCOR): It is a Indian PSE wherein the Indian Government holds 63% shares. The company provides multi modal logistics services for domestic and international containerization trade. It consists of  inland transportation services by rail for containers; management of ports, air cargo complexes; and establishing cold storage chains. In India it has largest network of 59 inland container deport and container freight stations. Continue reading rest of this article…

Long Term Investing – Don’t Create Your Missed Opportunity

investingIn last one year or so, how many times have you heard and read that “Buy and hold investing is dead”. I bet it is numerous times. I am willing to bet even more on the fact that almost 95% of 30 year old or below will make you believe buy and hold is dead and it does not work. And the examples cited are turmoil in 2008. In addition, the business media and brokerage houses will add fuel to this fire. Well, if they do not encourage you to trade, how will they survive? how will they get their commissions?

To me all these 95% of folks are “creating their own missed opportunity”. Twenty years down the line when these same folks look back on “today”, they will realize they missed an opportunity. They missed this opportunity because of their quest to make that quick buck in trade, the lack of real knowledge, lack of awareness, and lack of foresight, and not able to think what is important in investing.

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Measuring Progress – Stock Tracker Excel Sheet

monthly-dividend-portfolio-reviewIn an earlier post, I mentioned that I use XIRR as one of the metrics for measuring the individual stocks performance in my portfolio.  In simple terms, XIRR is the interest rate you would need to make the same money from any interest bearing account (with same investments). While XIRR can be extended at portfolio level, in today’s post, I am only discussing how I use XIRR at individual stock level.


I have pulled out one excel sheet [copy is in my toolbox at TIP-Stock-Tracker] as a representative example for this discussion. The primary notion behind this excel sheet is to keep records and track the performance. It is not intended “to model an automated tracker” or “to perform any automated calculation across the board”. Except XIRR, I have used only few basic math formulas like addition, subtraction, divisions, multiplication, and percentages. In order to understand the formula, I suggest to use formula auditing tool bar (which will show arrows to linked cells) to understand the formulas. This excel is segregated into different regions.

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Suggested Reading – September 26, 2009

Blogosphere is an interesting place where you find various bloggers expressing their viewpoints. I am listing some of the articles that I enjoyed reading.

These are some diverse set of articles from fellow bloggers and business magazines. I hope you enjoy reading all or some of these interesting posts.

Measuring Progress – XIRR as Personal Rate of Return

investingInvestor’s who use long term buy and hold philosophy use varied different ways to manage risk (such as allocation and diversification), monitor their progress, and performance metric. There is no single metric that can be considered as a holy grail of progress monitoring and/or performance measurement. Depending upon what is the objective and what you want to achieve is what will drive that performance metric.


In this context, I use few different monitoring and/or performance metric. Earlier, I have talked about yield on cost as one metric to determine cash flow (or dividends) received from my original investments. YOC is a very good metric to measure the growth of your dividend based cash flow over a period of time. However, it has a drawback. It does not take into account the variability of capital invested. The price of the stock does not remain static. It keeps changing over a period of time.

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On Limiting Number of Stocks in a Portfolio….

question1

I received a very good comment and few questions in response to my dissusion post about number of stocks in a long term portfolio. I already provided my views in the comment section which, most likely, will get buried in archives. Other readers may not be able to read it. So I enhanced my response and posting it here. The comment that I received is reproduced below in italics.


Pl. do not limit by numbers for a successful portfolio. In our this website itself, it is recommended 5 long term stocks like NTPC, ONGC etc. I am surprised SBI and Reliance are not there. These two gaints figure in top 10 in the world itself. As and when you find a growth story of companies like Bharti airtel, (they grow vertical and horizontal also gradually). It should find a place in our portfolio. Then do not forget to profit from stock markets ups and downs. This is apart from long term portfolio. To get regular monthly income for people like retirees, Options and futures, Commodities also do not ignore. With a little study, there is money to make. Share your ideas and reactions, please. [Please note: I removed the name for privacy]

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Suggested Reading – September 21, 2009

Blogosphere is an interesting place where you find various bloggers expressing their viewpoints. I am listing some of the articles that I enjoyed reading.

These are some diverse set of articles from fellow bloggers and business magazines. I hope you enjoy reading all or some of these interesting posts.



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