BONDs Provide Solid Foundation in Investment Portfolio

Thirteen years ago, when I graduated and started working, my dad had couple of suggestions. Papa ne kaha, “dekho beta, you have graduated and will be earning on your own”, he continued, “you have to develop your own thinking and your own future. We have mentored you enough, now you are on your own”. [At that point in time, I did not realize what he meant by this. Anyways] He also said, “meri sirf do baat yaad rakhna”. And following are those two words.


  1. You will earn a lot of money in your life. You will not be alone. Everybody does it. The important thing for you would be to figure how to keep it. Samajh rahe ho. Keep it, and not let it go waste.
  2. Never forget my generation’s government bonds. They are wealth builder.


As it always happens, I have never made an effort to follow my dad’s advice. But now when I look back, I realize that sub-consciously, I have followed both of his recommendations. Continue reading rest of this article…

TIP Blog – The Next Quarter

I have been focusing on writing about long term investments and attempting to show the virtue of patience, efficacy of well defined plan, and importance of following your own investment process. Most of the time I have focused only on dividend based investing at a fair value and I will continue doing that. I plan on adding few topics. During this next quarter, I am going to do following:

Publish Quarterly Progress Update

I have received quite a few messages that express fear factor about long term investing. Many individuals are not able to grasp 10+ investing horizon. Many cite example of Satyam and SENSEX tanking in 2008 to show that stock market is a gamble and it is just not right to think in 10+ years of time frame. For many of my readers, long term means 2 years. I find this very intriguing. In this context, I have decided to publish quarterly update of my portfolio. My objective in publishing this quarterly update will be to demonstrate to my readers, how I measure my progress, and how I manage the risk in my long term portfolio. I will be publishing my quarterly update only once. After that, I will be emailing it only to RSS subscribers of this blog. Continue reading rest of this article…



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